List of questions to address:
- What is Consumer Lending Business and how it works and why this business works?
- What is digital consumer lending and how it works and why this business works?
- How digital consumer lending business similar and different from products/services provided by other financial intitutions?
- List of products/services provided by consumer lending business?
- Fundamentals: finance glossary, buerau report terminology, credit risk terminology?
- Different Data science teams in a digital Lending?
- Data Science Use cases for Lending risk, collection team?
- Data Science Use cases for Lending growth team?
- In depth Products and it’s use cases discussion: Important Data: Intuition, regulation, data collection, maturity of products, important product metrices, important risk/growth metrices and other metrices, Huristics/rule based strategies during product lunch, needs of ML at different stage of customer journy. Alternative to ML model?, How to design and solve different use cases using statistical model/ML model. Monitoring: Model, Risk, Product/Business metrices.